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What We Offer
Browse our full range of commercial equipment financing options across Canada.
Origin Finances Inc. is a Canadian commercial equipment financing broker. The options below are structures, not separate companies or separate applications: a $1-buyout lease, an operating lease or a sale-leaseback on the same machine, arranged through a network of Canadian lenders for businesses in every province and territory.
Equipment Financing
Equipment financing is the umbrella service at Origin Finances: we arrange leases that let a Canadian business acquire the machinery it needs while paying for it out of the…
Leasing, new and used
Equipment Leasing
An equipment lease is a contract where the funder buys the equipment you choose and rents it to you for a fixed schedule of payments. Origin Finances structures equipment leasing…
Leasing, new and used
Truck Financing
Truck financing at Origin Finances covers the working vehicles a business runs every day: straight trucks, dump trucks, tow trucks, cube vans, service bodies and vocational…
Leasing, new and used
Semi-Truck Financing
Semi truck financing is its own discipline. A highway tractor is the single largest rolling asset most carriers ever buy, it works the hardest, and lenders underwrite it…
Leasing, new and used
Trailer Financing
Trailer financing gets less attention than tractor financing, which is odd, because the trailer is often what wins the contract. A carrier with dry vans can haul freight; a…
Leasing, new and used
Food Truck Financing
A food truck is a restaurant, a vehicle and a power plant welded into one asset, and financing one means financing all three at once. Origin Finances arranges food truck financing…
Leasing, new and used
Heavy Equipment Financing
Heavy equipment financing covers the machines that move earth, lift steel and clear land: excavators, dozers, wheel loaders, graders, articulated trucks, cranes, compactors, skid…
Leasing, new and used
Business Equipment Financing
Business equipment financing is the page for everything that runs an operation but never touches a job site: computers and servers, office automation, phone systems, furniture and…
Leasing, new and used
Farm Equipment Financing
Farm equipment financing is built around a fact every producer knows and most lenders forget: farm revenue arrives when the crop sells or the livestock ships, not in twelve tidy…
Leasing, new and used
Medical Equipment Financing
Medical equipment financing serves the clinics, practices and health businesses whose equipment is both their largest expense and their licence to operate. Origin Finances…
Leasing, new and used
Used Equipment Financing
Used equipment financing exists because the smartest purchase in most industries is rarely the newest one. A three-quarter-life excavator, a mid-hours combine or a clean highway…
Leasing, new and used
Restaurant Equipment Financing
Restaurant equipment financing keeps the most cash-hungry industry in the country from paying cash for its kitchens. Catering is one of the twelve equipment categories Origin…
Leasing, new and used
Sale-Leaseback Financing
A sale leaseback turns equipment you already own into working capital without giving the equipment up. Origin Finances arranges the transaction in three movements: a funder…
Leasing, new and used
Startup Equipment Financing
Startup equipment financing answers the chicken-and-egg problem every new business hits: the equipment earns the revenue, but lenders want revenue history before funding the…
Leasing, new and used
FAQ
Questions we get asked
How do I choose between the two lease structures?
Start from how long the equipment stays useful. A $1-buyout lease suits assets that hold value and stay in service for years, because you build equity and own the asset outright at the end. A lease suits equipment you expect to replace, or where a lower payment matters more than ownership, and it ends with a purchase, an upgrade or a return. Because we broker both structures, we can price the same machine both ways so you compare real numbers rather than guessing.
Do I apply separately for each financing product listed here?
No. One application covers all of them. The product names on this page describe how a deal is structured, not separate processes: we take your file once and present it to the lenders in our network whose credit box fits your business, your industry and the equipment you are buying.
What do you need from me to start?
A quote or invoice for the equipment, recent business bank statements, and clear information about your business and its revenue. A complete file moves quickly; an incomplete one waits on the missing document no matter which lender is holding it. If your credit is bruised, say so up front — it changes which lenders we approach, not whether we can help.
Get started
Ready to finance your next piece of equipment?
One application in 3 steps reaches multiple lenders across all 10 provinces and 3 territories. Below $250,000, most files are decided on the application alone.