What we finance, and who funds it
We arrange CNC machine financing through major Canadian banks and specialised leasing institutions, covering CNC mills and lathes, laser and plasma cutting tables, press brakes and shears, and welding and finishing equipment. New machines from a distributor, used machines from a dealer or a private sale, and auction purchases from shops that are closing or retooling all qualify. Machine tools hold value well and have liquid resale markets, which lenders in our network understand, so used equipment finance in this sector is routine rather than exceptional.
Payback math a shop owner can check
The payback logic in machining is unusually easy to check. A shop owner knows the hourly rate a machine bills and how many hours of work are waiting, so the question of whether a machine covers its own payment has a real answer before the purchase. Financing turns that answer into action: the machine starts cutting billable parts while it pays for itself, instead of after years of saving. When a contract lands that needs capacity the shop does not have, an equipment lease can put the spindle on the floor inside the contract's timeline.
Keeping pace with controls and automation
Shops also finance to keep pace with technology. Newer controls, automation-ready platforms and lights-out capability change shop economics, and skilled machinists prefer working on current equipment, which matters in a tight labour market. Sale-leaseback on owned machines can free capital for a shop expansion or a second location. Applications above $250,000 require financial statements, and we tell you up front what the lender file needs. Lease comes down to tax treatment and how long the machine stays on your floor. Send us the machine and the work it will run, and we come back with terms.
