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Canadian commercial equipment financing broker. Lease options for trucks, heavy equipment, farm, medical and restaurant equipment — new or used.
Origin Finances Inc. is a commercial equipment financing broker based in Montréal, working with businesses in every Canadian province. The firm is led by its president, Tommy Menard, and it does one thing: arrange equipment leasing for new and used equipment. Origin Finances represents the largest Canadian banks and several other leasing institutions, which means a single application reaches lenders that would each require their own paperwork if you approached them directly. The mission is simple: fast financing of new and used equipment for operational, commercial and industrial purposes, with the goal of helping small and medium-sized businesses grow.
The process is well defined. Approval is quick, and clients know exactly what to expect before they sign. Companies with predictable or seasonal cycles get payment schedules shaped around their revenue instead of a flat monthly amount that ignores how the business actually earns. The mandate covers thirteen equipment categories, including transportation, heavy machinery and construction, agriculture, forestry, medical and aesthetic, restaurant and technology. Startups are welcome, and used equipment from a dealer or a private sale qualifies alongside new.
Applications above $250,000 require financial statements; below that, the paperwork is lighter. Large-scale projects are handled by the international division with equity participation available, and follow a submission protocol with 3 years of financial statements.
One application, multiple lenders. That is the broker advantage: instead of shopping banks one by one, you describe the equipment once and Origin Finances presents the file to the institutions most likely to say yes at the best terms. Clients see four concrete benefits: the best interest rate available for their file, a quick response, flexible payment structures and the tax benefits that come with the right lease choice. Financing covers trucks, heavy equipment, farm, medical and restaurant equipment, new or used, with startup structures for businesses that have not yet built a credit history.
When a file is complex, that is where a broker proves its worth: solutions are adapted to the most complex equipment financing needs rather than forced into a standard product.
Origin Finances serves businesses across Canada, in all ten provinces, from its base in Montréal, Québec. Equipment financing is paperwork and conversation rather than a site visit, so files are handled by phone and email wherever the client operates, from British Columbia to Newfoundland. An international division extends the same brokerage service to projects elsewhere in North America and in South Africa.
One application in 3 steps reaches multiple lenders across all 10 provinces and 3 territories. Below $250,000, most files are decided on the application alone.